Personal Lines

Personal Lines Coverage

At Lambent Risk Management, we combine leading-edge insurance products and exceptional services to deliver value to our customers. Our offerings include insurance policies and risk management services to protect your valuables, home, vehicles and health.

Your Advocate

We partner with you by providing ongoing assistance, consultation and service that will help you control your insurance expenses and promote safety. We are committed to keeping you and your family informed. Through our services, we can provide you with newsletters, articles and safety alerts designed to give you helpful safety tips and better understand your insurance coverages.

Our dedicated staff of professionals will also help you develop and implement safety recommendations to protect your home and family.

Our Value Proposition for You

Our goal is to achieve a long-term relationship focused on helping you protect what you care about most. We are committed to utilizing our collective talent and resources to make this happen. Our range of value-added services includes providing you with custom solutions for any risks you may encounter. We promise to learn all we can about your home and family so we can provide you with expert recommendations and solutions to protect them.

As your agent, we promise to deliver to you the highest quality programs and strategic planning consultation services that will help you protect your investments and ensure your family’s long-term financial stability.

We also promise to identify risk factors that could potentially lead to an insurance claim, and implement a plan to contain losses. In addition, we will communicate with you regularly to make sure that all of your concerns are addressed and that you have the best insurance policies offered on the market.


All our clients are assigned to a team of specialists who are dedicated to providing a wealth of resources and knowledge to serve their needs.

Broad Insurance Coverages

We provide access to all of the insurance coverages you need, including auto, home, life, travel, motorcycle, boat, flood and more.

We won’t just look at your immediate needs. Our team of experts will develop a customized, long-term plan to save you money and help you maintain complete insurance coverage. Plus, We can offer packaged insurance plans that cover your home, health, vehicles and more. The more you choose to protect, the more money our team can save you.

Five-star Service

We pride ourselves on the level of knowledge and service we bring to our clients. Each client accesses our team through a single point of contact, with a proven track record of dedication and commitment to excellence in service, making working with us seamless and easy. We’ll work on your behalf to ensure that you stay protected and get the highest claim possible in the event of a loss.

Home Businesses

We have specialized resources to protect your home business. Although having a business at home can expose you to additional liabilities, our experts can help protect all of your interests.


We use leading-edge technology to provide our customers with the latest news and techniques to keep your home and family safe.

Policy Reviews

We will continuously review your insurance policies to ensure that you have the best, most affordable coverage that the market offers.

Service at Your Demand

The team at Lambent Risk Management can provide you with dedicated communication and support. Just give our team a quick call or email to report a claim, add or remove coverage, or ask questions about your insurance.


Custom Communications & Resources

With an extensive library of materials, we provide a broad range of communications, including newsletters, in-depth articles, flyers, brochures and more. From insuring teens to tips for buying new vehicles, our resources offer you and your family quick access to a wide variety of references.

Contact the team at Lambent Risk Management to help you find the best coverage for you, your family and your home-based business.