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A wedding is an investment, and as the average cost of weddings
rises, now up to $27,000*, wedding insurance is
needed more now than ever. After all, you wouldn't buy a
new car that costs that much without insuring it against
damage.
For as litttle as $160, your wedding insurance policy can cover
a variety of situations, such as:
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No Dress
You can get a repair or replacement cost if the bride's wedding gown or groom's
tuxedo is lost or damaged.
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Lost Deposits
We can reimburse your deposit costs if a vendor goes out of business, declares
bankruptcy before your wedding, or simply fails to show up.
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Lost Rings
You can receive repair or replacement costs if the bride or grooom's wedding
bands are lost or damaged.
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Severe Weather
If severe weather (such as a hurricane) forces you to postpone your wedding, we
can provide reimbursement for non-recoverable expenses.
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Transportation Shutdown
If you have to postpone the wedding because a commercial transportation
shutdown prevents the bride, groom, or their parents from getting there, you
can receive reimbursement for non-recoverable expenses.
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Ruined Photos
If your photographer's film is defective, or negatives are lost or damaged, we
can help cover the cost to re-take new photos.
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Call to Duty
If the bride or groom is unexpectedly called up to active duty, or has her or
his military service leave revoked, forcing you to postpone the event, we can
provide reimbursement for non-recoverable expenses.
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Damaged Gifts
You can get repair or replacement cost if your wedding gifts are damaged.
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Sudden Illness
If the wedding needs to be postponed because sudden illness prevents the bride,
groom, or their parents from attending, you can receive reimbursement for
non-recoverable expenses.
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Venue Requires Insurance
As an additional option to your policy, you can add liability coverage to
protect yourself in case a guest is injured or causes damage to property.
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Additional Expenses If a vendor suddenly becomes unavailable
for your event but you can find a last-minute replacement, we can reimburse you
for the difference in cost.
*Source: Conde Nast Bridal Media - America Wedding Study 2006
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